Guide
September 5, 2025, 4:35pm
1
Sales Representative Entry Level (Work From Home)
Company: AO-East / American Income Life (AIL)
Location: Pittsburgh, PA β’ Remote
Type: Full-time, 1099 (Independent Contractor)
About the Role:
American Income Life is seeking entry-level Sales Representatives to provide supplemental insurance benefits to union members. This role is fully remote, commission-only, and involves a mix of inbound/outbound calls, scheduling, and presenting benefits packages over Zoom.
Compensation & Benefits:
Estimated Pay: $50,000 β $60,000 annually (commission-based, paid weekly)
100% commission (no base salary)
Residual income potential
Benefits available after 3 months (medical, vision, dental, life)
Annual all-expenses-paid company trips (past trips include Puerto Rico, Cancun, Disney, Vegas, Bahamas)
Key Responsibilities:
Conduct inbound and outbound calls
Schedule appointments with union members who request benefits
Present and explain insurance options via Zoom
Complete applications and underwriter requirements
Track and report daily numbers
Attend training sessions
Requirements:
18+ years old, High School diploma (higher education preferred)
Strong communication and time management skills
Customer service or retail experience preferred
Life Insurance License required (fees apply if not already licensed)
Computer, cell phone with unlimited calling, and reliable Wi-Fi
Link to view more job details or apply
Would You Take This Job?
Would you take a commission-only sales role that offers $50β60k potential, flexible remote hours, and perks like paid trips β or does the lack of base salary and stability make it too risky?
Why or why not?
ldavis
September 7, 2025, 7:33pm
2
Iβd pass unless youβre cool with pure commission and grinding calls all day. AIL has a churn-y rep and 1099 means no benefits and you eat the taxes/expenses β did they confirm if thereβs any base or company-provided leads?
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If you try it, set aside 25β30% of every commission for taxes and potential chargebacks; saved me when two policies lapsed in month two.
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mmoore
September 16, 2025, 6:54pm
4
Before saying yes, ask them to show a full weekβs metrics (dials, pickups, sets, sits, closes) on their team dashboard and where the leads actually come from. I walked after shadowing a day and seeing it took about 90-120 dials to get one sit from recycled internet leads - great if you love the grind, rough if you donβt.
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